Specialties

Some of the products we specialise in

Residential Strata Insurance

The Residential Strata Insurance Plan provides an ‘all in one’ cover for your building and the contents of your common areas, as well as including important complimentary covers and a range of additional and special benefits which include the Legal Defence Expenses cover, to ensure the body corporate receives optimum cover. The covers available under a Residential Strata Policy are as follows:-

BUILDINGS, CONTENTS & COMMON PROPERTY

This section of the policy insures your buildings, contents & common property for any accidental damage or accidental loss unless excluded by the policy.

LIABILITY

This section of the policy covers the Owners Corporation/Body Corporate for their legal liability in respect to an occurrence that causes personal injury to third parties or damage to property belonging to third parties.

FIDELITY GUARANTEE

Fidelity Guarantee covers the amount of any loss that the insured incurs as a result of an act of fraud, or the dishonest use of money or assets that belong to you.

OFFICE BEARERS LIABILITY

Office Bearers Liability covers the amount that a person, who is a member or a former member of the committee of the governing body or duly appointed members of a sub-committee of your buildings, is liable to pay, as a result of that person actually or allegedly:

  • Failing to comply with that person’s duty
  • Not carrying out that person’s duty properly
  • Incorrectly acting
  • Making an incorrect or misleading statement

VOLUNTARY WORKERS PERSONAL ACCIDENT

This section of the policy provides monetary benefits in the event that a voluntary worker is injured or dies as a result of an accident while carrying out that voluntary work.

WORKERS COMPENSATION

This section of the policy provides cover in respect to the amount the insured becomes liable to pay if a person who is employed by the insured is injured while working for the insured. The amount payable is subject to the relevant Workers Compensation legislation in your state or territory.

Contact us today for any Residential Strata needs

Commercial Strata Insurance

The Commercial Strata Insurance Plan provides an ‘all in one’ cover for your building and the contents of your common areas, as well as including important complimentary covers and a range of additional and special benefits which include the Legal Defence Expenses cover, to ensure the body corporate receives optimum cover. The covers that are available under a Commercial Strata Policy are as follows:-

BUILDINGS & COMMON CONTENTS

This section of the policy insures your buildings and common contents for physical loss, damage or destruction by any cause not otherwise excluded.

LIABILITY

This section of the policy covers the Owners Corporation/Body Corporate for their legal liability in respect to an occurrence that causes personal injury to third parties or damage to property belonging to third parties.

FIDELITY GUARANTEE

Fidelity Guarantee covers the amount of any loss that the insured incurs as a result of an act of fraud, or the dishonest use of money or assets that belong to you.

OFFICE BEARERS LIABILITY

Office Bearers Liability covers the amount that a person, who is a member or a former member of the committee of the governing body or duly appointed members of a sub-committee of your building, is liable to pay, as a result of that person actually or allegedly:

  • Failing to comply with that person’s duty
  • Not carrying out that person’s duty properly
  • Incorrectly acting
  • Making an incorrect or misleading statement

VOLUNTARY WORKERS PERSONAL ACCIDENT

This section of the policy provides monetary benefits in the event that a voluntary worker is injured or dies as a result of an accident while carrying out that voluntary work.

MACHINERY BREAKDOWN

This provides cover against sudden and unforseen physical destruction or physical damage to machinery that requires repair or replacement to enable normal working of the machinery to continue.

WORKERS COMPENSATION

This provides cover in respect to the amount the insured becomes liable to pay if a person who is employed by the insured is injured while working for the insured. The amount payable is subject to the relevant Workers Compensation legislation in your state or territory.

Get in touch today if you have any Commercial Strata questions

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